Your contractor dries the building. Your claim is a different job with a different licence.

Moisture readings, daily drying logs, photographs, an itemised scope of what was removed and why — all of that is the contractor describing their own work, and all of it helps a claim. It is ordinary and you should expect it as a matter of course rather than as a favour.

Ask for the documentation to come to you as well as to the insurer. It is your claim and your record, and a contractor who will not share it is worth a second look.

Offering to negotiate the settlement, to tell you what your policy covers, to dispute the adjuster valuation, or to take a percentage of the claim amount. Those are the activities public adjuster licensing exists to regulate, and in states that license it the requirement applies to anyone doing it for compensation, not only to people calling themselves adjusters.

Texas and Florida both license public adjusting and both restrict who may do it. If someone is offering that service, ask which licence they hold for it. A contractor licence is not the same one.

A contractor who negotiates your settlement is negotiating the size of their own invoice. The interests do not align: a larger scope is both a better claim for you and more work for them, and there is nobody in the room whose only job is your side of it.

A licensed public adjuster works for you and is paid by you, usually as a percentage. Whether that is worth it depends on the size of the loss, but at least the incentive is pointed the right way.